888-573-1133 Gary Baillio - Call directly, Mon-Fri 9am-5pm 888-573-1133 Gary Baillio - Call directly, Mon-Fri 9am-5pmMost merchants we analyze are losing $400–$1,200/month in unnecessary fees. Gary will show you exactly what you're losing — free, no obligation.
33 Years · Visa Certified · Nationally Recognized · Best of Annapolis 2023 & 2024Merchant Pro eliminates your swipe fees entirely, delivers next-day deposits, and installs world-class POS systems — saving small businesses thousands of dollars every year. Local DMV support. Real people. Real results.
In 33 years reviewing merchant statements, we have identified the specific questions that processors and banks systematically avoid — because the answers would cost them money and save you thousands.
Our Practically Zero Fee program uses a fully compliant cash discount / dual pricing model. Card network costs stay where they belong — not on your bottom line. Most businesses are live within 48 hours.
Drag the sliders — see your real numbers instantly. Most merchants are shocked by the result.
Gary will analyze your statement for free — no strings attached.
📞 Call Gary — 888-573-1133Move the sliders to see what you're paying — and what you could keep.
Every program comes with one flat monthly subscription and unlimited processing — no surprise fees, no hidden charges. Pick the model that fits your business.
Not sure which program saves you the most? Gary will review your current statement free of charge and show you exactly where you stand — call 888-573-1133 or use the savings calculator above.
We evaluate each business individually and custom-design a credit card processing approach that meets your specific requirements in the most cost-effective manner possible.
Our signature cash discount / dual pricing program eliminates up to 95%+ of traditional swipe fees — fully compliant with all card brand rules and state regulations nationwide.
Clover, PAX, Verifone, Ingenico, Dejavoo, HP Engage One, Lightspeed — we match every business type with the right system and install it locally, hands-on.
Get funded the next business day, every time. No waiting three to five days for your own money. Faster cash flow, healthier business.
Qualified merchants can access business cash advances based on future processing volume — fast approval, no collateral, funds when you need them.
Keep customers coming back with our REV Program — gift card programs, customer loyalty rewards, and text message marketing integrated with your POS.
No secrets, surprises, or deception. Interchange-plus pricing — you see every charge. We review your setup with you personally before you process a single transaction.
Authorize.net, ACH & electronic checks, recurring billing, MOTO, virtual terminals, shopping cart integration. The complete digital payment stack — handled.
Bank-grade PCI Level 1 compliance with real-time fraud monitoring and end-to-end encryption — protecting your customers and keeping your business out of liability.
Detailed transaction reports, sales analytics, daily batch summaries, and full reconciliation tools — from any device, anywhere, any time.
With offices in Florida, Georgia, California, and Maryland, you get local, personal service backed by 30+ years of experience — no call centers, no overseas support.
Four offices across the country, each delivering the same hands-on service. Call the toll-free line and we'll route you to the team nearest you.
We carry and install the industry's best. Gary matches you with the right hardware for your business type — and installs it on-site.
Full restaurant and retail suite. The most versatile POS in the industry.
Fast, reliable countertop and wireless terminals with EMV, NFC, and PIN debit.
Enterprise-grade all-in-one POS for high-volume retail and hospitality.
Industry-standard terminals with wide integration support and proven uptime.
Cloud-based POS with powerful inventory management for specialty retail.
Accept payments anywhere — events, service calls, curbside, farmers markets.
Gary saved us over $800 a month in processing fees the first month. The switch took less than two days and he handled everything personally. I wish I had called him years ago.
We were paying 3.4% effective rate and didn't even know it. Gary showed us our real numbers in 10 minutes. We switched immediately. Best business decision we made this year.
The Clover system Gary installed is incredible — and knowing we're not paying swipe fees is even better. Gary actually picks up the phone. That alone is worth everything.
Gary Baillio has spent 33 years doing one thing: making payment processing honest, transparent, and affordable for small businesses. While most processors hide behind 1-800 numbers and fine print, Gary publishes the 24 "Sins of Omission" — the industry tactics used against merchants — and fixes every one of them for his clients.
His Practically Zero Fee program isn't a gimmick. It's a fully compliant dual-pricing model that has saved hundreds of businesses thousands of dollars per year.
The call takes 10 minutes. Gary reviews your current processing costs, shows you exactly what you're losing, and builds a plan to eliminate those fees — usually within 48 hours.