ACCEPT ANY PAYMENT WITH ZERO FEES.
Let us bring up to you a probable scenario;
Imagine a customer visits your business, buys $10 worth of waffles, and chooses credit card processing for her payment—any card at all. You gladly accept this via your Merchant Processing Solutions point of sale. Using our advanced retail POS systems, a 4% non-cash adjustment is applied, bringing the total to $10.40 with taxes. This amount reaches your account via secure payment processing services within 24-48 hours. This clever payment processing model covers the transaction costs entirely. By utilizing these merchant services, your POS systems effectively eliminate traditional fees, providing high-value payment processing solutions that protect your margins.
And, you now have a Practically Zero Fee Processing Solution.
We offer a comprehensive range of merchant services, which you can explore below. The payment processing workflow is simplified as follows:
Since January 2017, businesses in US territories have been permitted to apply a surcharge when customers choose credit card processing for their purchases. Through modern merchant services, these fees must be capped at 4% or the merchant discount rate—whichever is lower. This rule applies to both in-store POS systems and online payment processing, guaranteeing transparent payment processing services.
Furthermore, your retail POS systems should reflect that merchants cannot mandate a minimum purchase exceeding $10 for Visa transactions. By implementing these payment processing solutions, you align your point of sale with federal regulations while maintaining profitability. No matter if utilizing ACH payments or online merchant services, your point of sale systems must clearly disclose any added costs to maintain compliance and customer trust.