ZERO FEE MERCHANT PROCESSING

We Are Here to Change the Process

Thanks to recent policies and regulations, it's possible to offer near-zero-fee credit card processing to satisfied clients. If you analyze your business, you'll see payment processing charges are often overlooked expenses. However, managing these through modern merchant services is vital for your financial health. Times are changing as Congress works toward capping high fees. Consequently, our payment processing solutions and retail POS systems put you ahead. By integrating ACH payments and online merchant services, we turn a common expense into an asset. Regardless of if using online payment processing or in-store point of sale systems, your business is now truly fully prepared.

At Merchant Processing Solutions, we have worked hard to design an impeccable credit card processing system that reduces charges to the lowest figures, if not zero. We achieve this by collaborating with payment services to create a unique, tailor-made program for your company. Since every business has distinct needs, we offer customized payment processing solutions that minimize overhead. Leveraging new regulations, our online merchant services and retail POS systems add real value to your operation and customers. Our specialized point of sale systems and ACH payments integrate seamlessly to make sure your online payment processing remains both smooth and affordable.

Flawless integration and processing

We understand that all our patrons need support with setting up the Practically Zero Fee Solution according to their business preferences. As such, we have made the entire integration process effortless and easy.

Let us bring up to you a probable scenario;
Imagine a customer visits your business, buys $10 worth of waffles, and chooses credit card processing for her payment—any card at all. You gladly accept this via your Merchant Processing Solutions point of sale. Using our advanced retail POS systems, a 4% non-cash adjustment is applied, bringing the total to $10.40 with taxes. This amount reaches your account via secure payment processing services within 24-48 hours. This clever payment processing model covers the transaction costs entirely. By utilizing these merchant services, your POS systems effectively eliminate traditional fees, providing high-value payment processing solutions that protect your margins.

And, you now have a Practically Zero Fee Processing Solution.
We offer a comprehensive range of merchant services, which you can explore below. The payment processing workflow is simplified as follows:

VISA Surcharge Statement

Since January 2017, businesses in US territories have been permitted to apply a surcharge when customers choose credit card processing for their purchases. Through modern merchant services, these fees must be capped at 4% or the merchant discount rate—whichever is lower. This rule applies to both in-store POS systems and online payment processing, guaranteeing transparent payment processing services.

Furthermore, your retail POS systems should reflect that merchants cannot mandate a minimum purchase exceeding $10 for Visa transactions. By implementing these payment processing solutions, you align your point of sale with federal regulations while maintaining profitability. No matter if utilizing ACH payments or online merchant services, your point of sale systems must clearly disclose any added costs to maintain compliance and customer trust.

Mastercard Surcharge Statement

Following the U.S. Merchant Class litigation, Mastercard modified business policies to enable businesses to add an extra surcharge on customer purchases when utilizing Mastercard-branded credit card processing. These rules, effective since January 2017, allow merchant services to implement these fees across both retail POS systems and online payment processing. It must be kept in mind that these payment processing services changes are not effective on Mastercard-branded prepaid or debit cards.
By upgrading your point of sale systems, you can automate these payment processing solutions to ensure compliance. Whether managing ACH payments or online merchant services, your POS systems must distinguish between card types at the point of sale. Implementing these payment services correctly protects your margins while adhering to legal standards.

Gary L. BaillioPresident, CEO

It is of paramount importance that there is a solution that can help all Merchant Pro users to take advantage of the regulation. Since I hail from a small-scale business environment, I understand the bites these credit card processing fees take from the already thin profit margins of small-scale businesses. Now, the time has come to change the way we do our business and it is the beginning of the good times ahead. Whether the payment is done online, over the counter or on a mobile platform, take your business in the right direction.

To Your Success In Life & Business,
Gary L. Baillio

Sign Up For Our Newsletter

Sign Up

Let's Be Friends

Merchant Processing Solutions, Inc. is a registered ISO of PNC Bank, N.A., Pittsburgh, PA – Member FDIC *American Express may require separate approval. ** Based on approved credit
Copyright © 2024. MerchantPRO Inc. All rights reserved.